Dr. Pratiksha Saxena is a finance professional with over three years of academic experience and five years in the banking industry. She holds a Ph.D. in Management from Jiwaji University, where her research focused on factors affecting digital financial inclusion in the Madhya Pradesh region. She is UGC-NET qualified and has earned her MBA (Finance) from Prestige Institute of Management and Research, Indore, and her BBA in Finance from Jiwaji University.
Her academic career includes roles as Assistant Professor, Lecturer, Guest Lecturer, and Reviewer for reputed journals. She is currently serving as an Assistant Professor at Prestige Institute of Management and Research, Gwalior, where she also handles multiple responsibilities such as coordinating the Personality Development Cell, FDP activities, autonomy criteria, NAAC criteria, attendance management, and event coordination.
Her industry experience covers more than five years at HDFC Bank Ltd, where she worked as a Personal Banker and Personal Banker–Authorizer, overseeing customer service, client management, team handling, query handling, and branch operations.
Dr. Saxena has an extensive research portfolio with publications in Scopus-indexed journals and presentations at national and international conferences, covering themes such as financial literacy, digital payment platforms, work-life balance, GST evaluation, bibliometric studies, and digital financial inclusion. She has participated in numerous FDPs, workshops, training programs, and national conferences.
She is a member of prestigious bodies including ICA and IAA. Her strengths include communication skills, adaptability, and a strong interest in teaching and research development.
Business, Finance, Economics, & Law → Finance
• Financial Management
• Banking
Business, Finance, Economics, & Law → Business
• Digital Business
Business, Finance, Economics, & Law → Economics
• Consumer Behavior & Theory
Functional Expertise → Research
• Research Methodology
• Survey Design & Methodology
Research
• Scientific and Technical Research
• Market Research
• Systematic Literature Review
• Secondary Data Collection
Writing
• Technical Writing
• Business & Legal Writing
Dr. Pratiksha Saxena has experience across academics, research, and industry. Her academic roles span Assistant Professor, Lecturer, Guest Lecturer, and Reviewer. She has served in institutions across Gwalior, Bastar, and Indore, contributing through teaching, academic coordination, conference participation, and NAAC-related activities. Prior to academia, she accumulated five years of banking experience at HDFC Bank Ltd as Personal Banker and Personal Banker–Authorizer, handling customer service, operations, team management, and compliance.
Institution Name: Prestige Institute of Management and Research, Gwalior
Job Title: Assistant Professor
Description: Teaching; Coordinator for Personality Development Cell, Attendance, FDP, Spandan, Boot Camp; Autonomy Coordinator – Criteria 10; NAAC Team Member – Criteria 7.
Duration: June 2023 – Present
Institution Name: International Journal of Research and Analytical Reviews
Job Title: Reviewer
Description: Reviewer for E-ISSN 2348-1269, P-ISSN 2349-5138.
Duration: March 2024 – Present
Institution Name: Danteshwari College of Pharmacy, Bastar, Chhattisgarh
Job Title: Lecturer
Description: Academic teaching role.
Duration: July 2021 – April 2023
Institution Name: SOS in Environmental Chemistry, Jiwaji University
Job Title: Guest Lecturer
Description: Taught during the 2019–2020 academic session.
Duration: 2019 – 2020
Institution Name: VISM Group of Studies
Job Title: Office Head
Description: Administrative and academic office management.
Duration: April 2017 – June 2018
Compnay Name: HDFC Bank Ltd
Job Title: Personal Banker / Personal Banker – Authorizer
Description: Customer service, client management, team handling, query handling, branch banking operations.
Duration: February 2012 – March 2017
Dr. Pratiksha Saxena’s academic qualifications span management, business administration, and foundational schooling under UP Board. She holds a Ph.D. in Management focusing on digital financial inclusion, is UGC-NET qualified, and has completed MBA (Finance & Marketing) and BBA (Finance) with strong academic performance.
Institution Name: Jiwaji University, Gwalior
Degree Title: Ph.D.
Field/Description: Management; Thesis on “Factors Affecting Digital Financial Inclusion – With special reference to Madhya Pradesh Region.”
Duration: 2022
Institution Name: UGC
Degree Title: UGC-NET
Field/Description: Management
Duration: December 2018
Institution Name: Prestige Institute of Management and Research, Indore
Degree Title: MBA
Field/Description: Finance (Major), Marketing (Minor) – 74%
Duration: 2012
Institution Name: Jiwaji University, Gwalior
Degree Title: BBA
Field/Description: Finance – 74%
Duration: 2010
Institution Name: UP Board
Degree Title: Class XII
Field/Description: School Education – 80.8%
Duration: 2007
Institution Name: UP Board
Degree Title: Class X
Field/Description: School Education – 78%
Duration: 2005
Dr. Pratiksha Saxena has completed a wide range of Faculty Development Programs, refresher courses, workshops, webinars, and professional training programs across research methodology, data analytics, design thinking, financial markets, NEP sensitization, intellectual property awareness, and domain-specific banking certifications. These programs were conducted by reputable institutions such as UGC-MM-TTP, NPTEL, IIMC, various universities, and HDFC Bank.
Certifications
Title: NEP-2020: Orientation & Sensitization (MM-TTP)
Issued By: UGC-MM-TTP, JNV University, Jodhpur
Issue Date: March 2025
Title: IP Awareness / Training Program
Issued By: National IP Awareness Mission, Intellectual Property Office, India
Issue Date: March 2025
Title: MDP on Indian Knowledge System
Issued By: Apeejay School of Management
Issue Date: June 2024
Title: FDP on Research Methodology (6 days)
Issued By: Pune Institute of Management
Issue Date: June 2024
Title: FDP on Writing Scopus Indexed Research Papers (5 days)
Issued By: Pune Institute of Management
Issue Date: May 2024
Title: 16th National IQAC Conference
Issued By: Kristu Jayanti College, Bengaluru
Issue Date: April 2024
Title: NPTEL-FDP – Financial Institutions and Markets (12 weeks)
Issued By: NPTEL
Issue Date: April 2024
Title: Doctoral Colloquium
Issued By: Prestige Institute of Management and Research, Gwalior
Issue Date: December 2023
Title: FDP – Research Methodology using ChatGPT and AI Tools (8 days)
Issued By: Lincoln University College & Marian College (with Kerala State Higher Education Council)
Issue Date: September 2023
Title: Refresher Course – Qualitative Analysis, SLR & Data Visualization (1 week)
Issued By: Prestige Institute of Management and Research, Gwalloor
Issue Date: August 2023
Title: FDP on Case Teaching (2 days)
Issued By: Prestige Institute of Management and Research, Gwalior
Issue Date: July 2023
Title: Workshop – Research Ethics & Identifying Predatory/Cloned Journals
Issued By: Indian Institute of Management and Commerce, Hyderabad
Issue Date: 2022
Title: Technical Coordinator – India Accounting Conference & International Seminar
Issued By: India Accounting Association
Issue Date: October 2022
Title: Webinar – Data Sciences and Its Application
Issued By: Social Development Federation, Agra
Issue Date: January 2022
Title: FDP on Design Thinking
Issued By: NITTTR Chandigarh & AICTE
Issue Date: December 2021 – January 2022
Title: FDP on Design Thinking and Innovative Approaches in Teaching
Issued By: Prestige Institute of Management, Gwalior & AICTE
Issue Date: December 2021
Title: Webinar – Management of Personal Finances Post COVID
Issued By: Hindustan Institute of Management and Computer Studies, Mathura
Issue Date: June 2020
Title: Webinar – HR Strategies Amid COVID-19
Issued By: Prestige Institute of Management, Gwalior
Issue Date: 2020
Title: Conference – Psycho-Social and Economic Impact of COVID-19
Issued By: Hindustan Institute of Management and Computer Studies, Mathura
Issue Date: May 2020
Title: Gyanubhav – 21 Days Development Program
Issued By: Prestige Institute of Management and Research, Indore
Issue Date: July 2020
Title: Research Methodology Workshop
Issued By: Prestige Institute of Management, Gwalior
Issue Date: 2018
Title: Internal Banking Certifications
Issued By: HDFC Bank Ltd
Issue Date: Not specified
Description: De-MAT, CASA, Asset Products, Mutual Funds, Insurance, Retail/Trade Forex, Fraud Detection, Customer Orientation
Title: Capital Market Training
Issued By: SNR Securities, Indore
Issue Date: Not specified
Title: BSNL Training – Finance, Legal & Customer Grievances
Issued By: BSNL
Issue Date: During BBA & MBA
Dr. Saxena has published and presented numerous research papers in Scopus-indexed journals, international conferences, and national seminars. Her research areas include digital financial inclusion, financial literacy, digital payment platforms, GST and sustainability, work-life integration, employee turnover intentions, and related finance and management themes.
Publications
Title: Financial Literacy 2.0: The Game-Changing Role of Gamification
Journal/Conference: 17th National IQAC Conference – Role of Higher Educational Institutions in Viksit Bharat 2047
Publication/Presentation Date: March 28–29, 2025
Title: Social Media Influencer Marketing and Its Impact on Users’ Financial Decisions
Journal/Conference: 2nd IFAC Conference, IIM Jammu
Publication/Presentation Date: December 12–13, 2024
Title: A Bibliometric Analysis of Employee Turnover Intention among IT Sector Employees
Journal: International Review of Management and Marketing (Scopus indexed)
ISSN: 2146-4405
Publication Date: November 2024
Title: Navigating the Shift from Work-Life Balance to Work-Life Integration in Remote Work: A Bibliometric Analysis
Journal: Journal of Logistics, Informatics and Service Science (Scopus indexed)
ISSN: 2409-2665
Publication Date: November 2024
Title: Mastering Money: How Financial Literacy Shapes Personal Planning and Risk Tolerance?
Journal: Frontiers of Health Informatics (Scopus indexed)
ISSN: 2676-7104
Publication Date: October 2024
Title: Evaluating the Goods and Services Tax (GST) in the Context of Sustainable Development: Case Study of Manufacturing Firms
Journal: Journal of Lifestyle and SDG Review (Scopus indexed)
ISSN: 2965-730X
Publication Date: August 2024
Title: Impact of Digital Finance on Financial Inclusion
Journal/Conference: 7th National Conference on Digitalisation and Sustainability – Amity School of Economics
Publication/Presentation Date: March 21–22, 2024 (Publication Awaited)
Title: Navigating the Digital Frontier – Role of Digital Financial Literacy in Shaping E-Payment Platform Dynamics
Journal: International Journal of Creative Research Thoughts
ISSN: 2320-2882
Publication/Presentation Date: January 6–7, 2024
Title: Navigating Challenges – Gender Discrimination, Recognition and Performance Appraisal at ABDC Bank
Journal/Conference: Global Case Competition, PIMRG
Presentation Date: January 5, 2024
Title: Digital Financial Literacy – Impact on E-Payment Platforms Usage Among Students
Journal/Conference: International Finance and Accounting Conference, IIM Jammu
Presentation Date: September 8–9, 2023
Title: Factors Affecting Usage Intention of Digital Payment Platforms for Promoting Digital Financial Inclusion: A Review
Journal: International Research Journal of Management Sociology and Humanities
ISSN: 2277-9809
Publication Date: 2022
Title: Factors Affecting Digital Financial Inclusion – With Special Reference to Madhya Pradesh Region
Journal: International Research Journal of Management Science and Technology
ISSN: 2250-1959
Publication Date: 2022
Title: Adoption of E-Payment Platforms Post-Pandemic
Journal/Conference: XIIIth International Conference on Industry 4.0; Published in International Journal of Innovations in Science, Engineering and Management
Publication/Presentation Date: January 2022
Title: Digital Financial Inclusion: Concept, Components and Significance
Journal/Conference: 4th Finance Seminar, PIMR Gwalior; Book Chapter in Accounting Education and Research
ISBN: 978-81-960073-8-6
Publication Date: May 2021
Title: Workplace Bullying as an Antecedent to Job Insecurity and Intention to Leave
Journal/Conference: Research Methodology Workshop-2018, PIMR Gwalior; Book Chapter in Handbook on Writing Research Paper in Social Science Using Advance Tools
ISBN: 978-93-5628-223-0
Publication Date: 2018
Academic Events Attended
Title: FDP – NEP-2020: Orientation & Sensitization (10 days)
Issued By: UGC–MMTTC, JNV University, Jodhpur (UGC MM-TTP Programme)
Issue Date: March 1–10, 2025
Title: IP Awareness / Training Program
Issued By: National IP Awareness Mission, Intellectual Property Office, India
Issue Date: March 11, 2025
Title: MDP on Indian Knowledge System
Issued By: Apeejay School of Management
Issue Date: June 28, 2024
Title: FDP – Research Methodology (6 days)
Issued By: Pune Institute of Management, Pune
Issue Date: June 10–15, 2024
Title: FDP – Writing Scopus Indexed Research Papers (5 days)
Issued By: Pune Institute of Management, Pune
Issue Date: May 20–24, 2024
Title: 16th National IQAC Conference – Building Multi-Disciplinary & Transdisciplinary Capabilities
Issued By: Kristu Jayanti College, Bengaluru
Issue Date: April 5–6, 2024
Title: NPTEL-FDP – Financial Institutions and Markets (12 weeks)
Issued By: NPTEL
Issue Date: April 2024
Title: Doctoral Colloquium
Issued By: Prestige Institute of Management and Research, Gwalior
Issue Date: December 23, 2023
Title: FDP – Research Methodology Using ChatGPT & AI Tools (8 days)
Issued By: Lincoln University College–Marian Research Centre & Marian College, with Kerala State Higher Education Council
Issue Date: September 21–29, 2023
Title: Refresher Course – Qualitative Analysis, SLR & Data Visualization (1 week)
Issued By: Prestige Institute of Management and Research, Gwalior
Issue Date: August 8–12, 2023
Title: FDP – Case Teaching (2 days)
Issued By: Prestige Institute of Management and Research, Gwalior
Issue Date: July 16–17, 2023
Title: Workshop – Research Ethics & Identifying Predatory/Cloned Journals
Issued By: Indian Institute of Management and Commerce, Hyderabad
Issue Date: November 25, 2022
Title: Technical Co-ordinator – India Accounting Conference & International Seminar
Issued By: India Accounting Association
Issue Date: October 29–30, 2022
Title: Webinar – Data Sciences and Its Application
Issued By: Social Development Federation, Agra
Issue Date: January 1, 2022
Title: FDP – Design Thinking
Issued By: NITTTR Chandigarh & AICTE
Issue Date: December 31, 2021 – January 4, 2022
Title: FDP – Design Thinking & Innovative Approaches in Teaching for B-School Teachers
Issued By: Prestige Institute of Management, Gwalior & AICTE
Issue Date: December 7–11, 2021
Title: Webinar – Management of Personal Finances Post COVID
Issued By: Hindustan Institute of Management & Computer Studies, Mathura
Issue Date: June 6, 2020
Title: Webinar – HR Strategies Amid COVID-19
Issued By: Prestige Institute of Management, Gwalior
Issue Date: June 2020
Title: Conference – Psycho-Social & Economic Impact of COVID-19
Issued By: Hindustan Institute of Management & Computer Studies, Mathura
Issue Date: May 26, 2020
Title: Gyanubhav – 21 Days Development Program
Issued By: Prestige Institute of Management and Research, Indore
Issue Date: July 10–30, 2020
Title: Research Methodology Workshop
Issued By: Prestige Institute of Management, Gwalior
Issue Date: August 2018
Title: Workshop – Research Methodology in Management & Data Analytics
Issued By: SOS in Management Studies, Jiwaji University
Issue Date: 2018