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Dr. Firdous Ahmad Malik

Assistant Professor, Department of Economics, University of the People, Pasadena, California, USA | Post - Doctoral Fellow, Amity University, Dubai

IMPARC ID: IMP-MM-ECO-CAL-US-2025-2168

Profile Summary

Dr. Firdous Ahmad Malik is an accomplished economist and academic with extensive experience in teaching, research, and policy-oriented scholarship. He currently serves as Assistant Professor of Economics at the University of the People, Pasadena, California, and is a Post-Doctoral Fellow at Amity University, Dubai. He holds a Ph.D. and M.Phil. in Economics from Babasaheb Bhimrao Ambedkar University and a Master’s degree in Economics from the University of Kashmir. His academic and research expertise spans financial inclusion, microfinance, development economics, public finance, public policy, and sustainable development. Dr. Malik has authored and edited numerous books with leading international publishers such as Springer, Routledge, Palgrave Macmillan, IGI Global, and Elsevier. He has published over 30 Scopus-indexed research papers and contributed extensively to peer-reviewed journals, edited volumes, and policy discussions. Dr. Malik is the Founding President of the Jammu and Kashmir Economic Association, Editor-in-Chief of Social Science & Humanities International, and Editor of the Journal of Recycling Economy and Sustainable Policy. He is actively engaged with international academic organizations, including the Young Scholars Initiative (YSI), and regularly participates as a keynote speaker, session chair, moderator, and resource person at international conferences and workshops. His work has been recognized through multiple awards, including Best Paper Presentation Awards and Best Reviewer Awards.

Subject Matter Expertise

Business, Finance, Economics, & Law → Economics →
– Development Economics
– Sustainable Development
– Public Finance
– Health Economics
– Microeconomics
– Political Economy

Mentorship Offered

Consulting →
• Business Strategy Consulting
• Financial Consulting
• Regulatory Consulting

Research →
• Scientific and Technical Research
• Market Research
• Systematic Literature Review
• Policy Analysis

Writing →
• Academic & Technical Writing

Work Experience Summary

Dr. Malik has held academic and research roles across universities, research institutes, and policy organizations. His experience includes university-level teaching, post-doctoral research, doctoral fellowships, and research fellowships with institutions affiliated with the Government of India. His work reflects a strong blend of academic rigor, applied research, and policy engagement in economics and development studies.
Institution Name: University of the People
Job Title: Assistant Professor in Economics
Description: Teaching economics courses and contributing to academic research in the Department of Management.
Duration: 2023 – Present

Institution Name: National Institute of Public Finance and Policy (NIPFP), Ministry of Finance, Government of India
Job Title: Research Fellow
Description: Conducted policy-oriented economic research and analysis in public finance, taxation, and development economics.
Duration: 2023

Institution Name: Jindal Centre for the Global South, O.P. Jindal University
Job Title: Senior Research Associate
Description: Research on Global South development issues, political economy, and economic policy frameworks.
Duration: December 2020 – December 2022

Institution Name: Babasaheb Bhimrao Ambedkar University
Job Title: Doctoral Fellow
Description: Doctoral research in economics with a focus on financial inclusion, poverty, and development outcomes.
Duration: November 2016 – November 2020

Institution Name: Babasaheb Bhimrao Ambedkar University
Job Title: Research Fellow
Description: Academic research in economics, including data analysis and scholarly publications.
Duration: August 2014 – September 2016

Institution Name: Indian Institute of Technology (IIT) Indore
Job Title: Research Intern
Description: Research internship involving economic data analysis and research assistance.
Duration: May 2019 – July 2019

Educational Summary

Dr. Malik holds advanced academic qualifications in economics, including a Ph.D., M.Phil., and Master’s degree. His education reflects a strong research foundation in financial inclusion, poverty, and development economics, complemented by post-doctoral research in health infrastructure and well-being.
Institution Name: Amity University Dubai
Degree Title: Post-Doctoral Fellow
Field/Description: Health Infrastructure, Well-being, and Post-Pandemic Analysis
Duration: 2024 – Present

Institution Name: Babasaheb Bhimrao Ambedkar University, Lucknow
Degree Title: Ph.D. in Economics
Field/Description: Financial Inclusion and Financial Behaviour of the Poorest of the Poor
Duration: 2016 – 2021

Institution Name: Babasaheb Bhimrao Ambedkar University, Lucknow
Degree Title: M.Phil. in Economics
Field/Description: Financial Behaviour of Slum Dwellers and Beggars
Duration: 2014 – 2016

Institution Name: Composite Regional Centre, Ministry of Social Justice & Empowerment, Srinagar
Degree Title: Special B.Ed.
Field/Description: Education
Duration: 2013 – 2014

Institution Name: University of Kashmir
Degree Title: M.A. in Economics
Field/Description: Economics
Duration: 2009 – 2012

Institution Name: Amar Singh College, University of Kashmir
Degree Title: B.A.
Field/Description: Arts
Duration: 2006 – 2009

Awards & Recognition

Dr. Malik has received multiple certificates of excellence and appreciation related to peer review, academic service, conference roles, and scholarly contributions.
Year: 2022
Award: Best Paper Award
Paper Title: Financial Resilience of Vulnerable Populations in India: COVID-19 Influences and Missing Arrangements by State
Author(s): Malik, F. A.
Conference: Second International Conference on “The Rise of the Global South and the Future of World Order Post-Covid-19 Pandemic”
Date: February 06, 2022

Year: 2022
Achievement: Paper Presentation at International Conference
Paper Title: The Role of Patriarchy in Influencing Financial Literacy of Women in India
Author(s): Desai Karishma, Malik F. A., Mundra Shraddha
Conference: Second International Conference on “The Rise of the Global South and the Future of World Order Post-Covid-19 Pandemic”
Date: February 05, 2022

Certificates of Excellence in Reviewing & Editorial Roles



Year: 2023
Recognition: Certificate of Excellence in Reviewing
Role: Member, Editorial Board
Journal: Eurasian Journal of Management & Social Sciences
Country: Iran

Year: 2020
Recognition: Certificate of Excellence in Reviewing
Journal: Journal of Experimental Agriculture International
Reviewer: Malik, F. A.

Year: 2021
Recognition: Certificate of Excellence in Reviewing
Journal: Journal of Scientific Research and Reports
Reviewer: Malik, F. A.

Year: 2021
Recognition: Certificate of Excellence in Reviewing
Journal: Studies of Applied Economics (Scopus Indexed)
Reviewer: Malik, F. A.

Certificates of Appreciation & Academic Contributions



Year: 2021
Recognition: Certificate of Appreciation
Issued By: Geti Learn – Live Talks
Contribution: Financial Resilience of Vulnerable Populations in India: COVID-19 Influences and Missing Arrangements
Date: 23/11/2021
URL: https://fb.watch/aTSZF1y-yI/

Year: 2021
Recognition: Certificate of Appreciation
Role: Section Chair
Event: 2021 Bali International Conference of Project Management (ICPM)
Organized By: Association of International Business and Professional Management (AIBPM)
Date: October 23, 2021
Website: http://www.aibpm.org

Year: 2021
Recognition: Certificate of Appreciation
Role: Section Chair
Event: International Conference of Project Management (ICPM)
Theme: Multidisciplinary Perspectives, Research, and Innovations in Asia Pacific in the Current Situation
Organizer: Association of International Business and Professional Management (AIBPM)
Location: Malang, East Java, Indonesia (Hotel Sahid Montana)

Year: 2020
Recognition: Certificate of Appreciation
Role: Keynote Speaker
Issued By: Association of International Business and Professional Management (AIBPM), Indonesia
Talk Title: COVID-19 Challenges on Financial Inclusion of the Poorest of the Poor: Study of Slums and Beggars in India
URL: https://youtu.be/GnrQgbLU4JE

Year: 2020
Recognition: Certificate of Appreciation
Role: Panelist
Topic: Sustainable Supply Chain Management
Issued By: Association of International Business and Professional Management (AIBPM), Indonesia

Year: 2020
Recognition: Certificate of Appreciation
Role: Keynote Speaker
Platform: Webinar Series – Platform 4 Dialogue
Talk Title: How Inclusive Are Financial Inclusion Policies in India? Urban Poor: A Study of Lucknow and Kolkata
URL: https://youtu.be/HGS112nVWRA?t=12

Year: 2022
Recognition: Certificate of Appreciation
Role: Moderator (Special Plenary Session)
Event: 1st International E-Conference on “Financing for Development 2030: Global Agenda and Post-COVID-19 Challenges”
Session Theme: Financial Inclusion and Poverty Alleviation in India
Issued By: Jindal Centre for the Global South

Year: 2022
Recognition: Certificate of Appreciation
Role: Resource Person
Program: One-Day Research Methodology Program
Issued By: Dev Samaj Women’s College, Sector 46, Chandigarh

Publication Summary

Dr. Malik has an extensive publication record, including Scopus-indexed journal articles, edited books, authored books, and book chapters focusing on financial inclusion, development economics, sustainability, gender economics, and public policy.
Title: Financial Inclusion and Multidimensional Economic Vulnerability Among Slum Dwellers in India
Authors: Malik, F. A.; Lyons, Angela C.
Journal: Journal of Poverty, Taylor & Francis
Year: Forthcoming
Indexing: Scopus

Title: Financial Literacy and Growth of Joint Liability Group Customers in Selected Small Finance Banks of North Karnataka, India
Authors: Malik, F. A.
Journal: Journal of Risk Finance, Emerald Insight
Year: Forthcoming
Indexing: Scopus

Title: Performance of Financial Inclusion and Economic Growth in India: Pre- and Post-NDA Regime
Authors: Malik, F. A.; Yadav, D. K.
Journal: Under Review (Scopus-Indexed Journal)
Year: Forthcoming

Title: Dynamics of Consumption and Income of Beggars in Lucknow: An Analysis of Need-Based Financial Requirements
Authors: Malik, F. A.
Journal: International Journal of Social Economics, Emerald Publishing
Year: Forthcoming
Indexing: Scopus

Title: Economic Prosperity, Female Labour Force Participation, and Educational Attainment: Evidence from India
Authors: Malik, F. A.
Journal: International Journal of Education Economics and Development, Inderscience
Year: 2025
URL: 10.1504/IJEED.2026.10071080
Indexing: Scopus

Title: Investigating the Influence of Corporate Social Responsibility on Consumer Behaviour and Attitudes
Authors: Malik, F. A.
Journal: International Journal of Business Innovation and Research, Inderscience
Year: 2025
URL: 10.1504/IJBIR.2023.10062196
Indexing: Scopus

Title: A Policy Rate Channel Testing of Monetary Policy Transmission Mechanism
Authors: Malik, F. A.; Das, D.; Janjua, L. R.; Adam, H.
Journal: International Journal of E-Business Research (IJEBR)
Year: 2023
URL: http://doi.org/10.4018/IJEBR.317887
Indexing: Scopus

Title: Student Engagement and Academic Achievement as Precursors to Knowledge Management in Post-COVID Offline Classrooms
Authors: Nag, M. B.; Malik, F. A.; Ul-Durar, S.; Mangar, G. K.
Journal: Journal of Content, Community & Communication, Amity School of Communication
Year: 2022
URL: 10.31620/JCCC.12.22/05
Indexing: Scopus

Title: An Investigation of Green Buildings in India
Authors: Gupta, A.; Amin, S.; Malik, F. A.
Journal: NeuroQuantology
Year: 2022
Indexing: Scopus

Title: Remittance–Financial Development–Economic Prosperity Nexus: Evidence from the Philippines
Authors: Malik, F. A.
Journal: Multidisciplinary Approaches to Sustainable Human Development, IGI Global
Year: 2022
Status: Accepted
Indexing: Scopus

Title: Carbon Neutrality and Green Investment
Authors: Janjua, L. R.; Ul-Durar, S.; Malik, F. A.
Book: Recent Developments in Green Finance, Green Growth and Carbon Neutrality
Publisher: Elsevier
Year: 2023

Title: An Investigation into the Dynamics of Financial Inclusion in South Asian Countries
Authors: Malik, F. A.; Yadav, D. K.; Lone, N.; Adam, H.
Journal: Pakistan Economic and Social Review
Year: 2021
Indexing: Scopus

Title: Health Consciousness and Use of Health Facilities among Women in Jammu and Kashmir
Authors: Farooq, A.; Malik, F. A.
Journal: Journal of Xi’an University of Architecture & Technology
Year: 2021
Indexing: Scopus

Title: Glimpse on the Second Wave of COVID-19: A Situational Analysis of Bangladesh
Authors: Parvin, R. A.; Tushar, A. H.; Malik, F. A.
Journal: International Journal of Social, Political and Economic Research
Year: 2021

Title: Analytics of Agriculture Credit–Output Nexus and Human Development in India
Authors: Adam, H.; Yadav, D. K.; Malik, F. A.
Journal: Indian Journal of Agricultural Marketing
Year: 2021

Title: Entrepreneurship Development in Jammu and Kashmir through Entrepreneurship Development Institutes (JKEDI)
Authors: Bhat, S. A. A.; Malik, F. A.
Journal: SMS Journal of Entrepreneurship & Innovation
Year: 2021
Indexing: UGC-CARE

Title: Purpose of Savings and Its Determinants among Slum Dwellers: An Empirical Analysis
Authors: Malik, F. A.; Yadav, D. K.; Ismail, A.
Journal: International Journal of Social, Political and Economic Research
Year: 2020

Title: Urban Destitute and Their Financial Behaviour: A Case Study of Lucknow
Authors: Malik, F. A.; Yadav, D. K.; Jain, R.
Proceedings: Evidence-Based Management
Publisher: Excellent Publishing House, New Delhi
Year: 2019
ISBN: 9789386238658

Forthcoming Books



Title: The Political Economy of Gender: Power, Patriarchy, and Intersectionality in the Global South
Publisher: Springer Nature
Status: Forthcoming

Title: Redefining Global Taxation Frameworks in the Era of Digital Transformation (Volume I & II)
Publisher: Springer Nature
Status: Forthcoming

Title: Gender and Global Economic Stability: Insights and Strategies for Women’s Financial Inclusion (Volume I & II)
Publisher: Palgrave Macmillan
Year: 2025 (Forthcoming)

Title: Advancing Sustainability Through Technology Management
Publisher: IGI Global
Status: Forthcoming

Title: Aligning ESG Goals with the United Nations Sustainable Development Goals (SDGs)
Publisher: Springer Nature
Status: Forthcoming

BOOKS / EDITED BOOKS



Title: Financial Resilience and Environmental Sustainability
Authors/Editors: Malik, F. A., Mahajan, S., Yadav, D. K., Lone, N. A., & Amin, S.
Publisher: Springer Nature
Year: 2025
DOI: https://doi.org/10.1007/978-981-96-4269-4
Publication Date: 20 May 2025

Title: Retail Innovations in Business Models
Editors: Sneha Rajput, Firdous A. Malik, Samriti Mahajan, Amna Javed
Publisher: IGI Global
Year: 2025
Pages: 612
ISBN: ISBN13: 9798369376201 | eISBN: 9798369376225
Indexing: Scopus Indexed

Title: Green Economics and Strategies for Business Sustainability
Editors: Seda Yıldırım, Işıl Demirtaş, Firdous A. Malik
Publisher: IGI Global
Year: 2025
ISBN: ISBN13: 9798369389492 | eISBN: 9798369389515
Indexing: Scopus Indexed

Title: Integrating Blue-Green Infrastructure into Urban Development
Editors: Gupta, S., Maurya, N., Malik, F. A., & Janjua, L. R.
Publisher: IGI Global
Year: 2025
DOI: https://doi.org/10.4018/979-8-3693-8069-7

Title: Adaptive Strategies for Green Economy and Sustainability Policies
Editors: Seda Yıldırım, Işıl Demirtaş, Firdous A. Malik
Publisher: IGI Global
Year: 2025
Pages: 702
ISBN: ISBN13: 9798369375709 | eISBN: 9798369375723
Indexing: Scopus Indexed

Title: Fostering Industry–Academia Partnerships for Innovation-Driven Trade
Editors: Joshi, N., Malik, F. A., Gulati, C., & Dubey, A.
Publisher: IGI Global
Year: 2024
DOI: https://doi.org/10.4018/979-8-3693-3096-8

Indexing: Scopus Indexed

Title: Economics of Financial Inclusion
Authors: Malik, F. A., & Singh, T.
Publisher: Routledge
Year: 2025
ISBN: 9781032655130
Indexing: Scopus Indexed

Title: Financial Inclusion Schemes in India
Authors: Malik, F. A., & Yadav, D. K.
Publisher: Springer Nature
Year: 2022
ISBN: 978-981-19-1316-7
Indexing: Scopus Indexed

Title: Repatriation Management and Competency Transfer in a Culturally Diverse Environment
Authors: Malik, F. A., & Nag, M. B.
Publisher: Springer Nature
Year: 2023
ISBN: 9789811973499
Indexing: Scopus Indexed

Title: Empowering India’s Future
Authors: Malik, F. A., & Upadhyay, M.
Publisher: Booksclinic Publishing
Year: 2024
ISBN: 9789358233674

Title: Financial Behaviour of Urban Destitutes in India
Authors: Malik, F. A., & Yadav, D. K.
Publisher: Notion Press
Year: 2020
ISBN: ISBN-10: 1647833833 | ISBN-13: 978-1647833831

Title: Asymmetry of Information and Lending Risk: Livelihood Pattern of Street Vendors in India
Authors: Sindhu, M., Yadav, D. K., & Malik, F. A.
Publisher: Booksclinic Publishing
Year: 2021
ISBN: 978-93-91389-70-3

Title: Linkage Between Interest Rate Policy and Macroeconomic Variables: Issues and Concerns of Indian Economy
Authors: Zia, A., Yadav, D. K., & Malik, F. A.
Publisher: Booksclinic Publishing
ISBN: 978-93-5535-231-6

Title: Health System in Jammu and Kashmir: Challenges and Opportunities
Authors: Farooq, A., Anand, P., & Malik, F. A.
Publisher: Shineeks Publishers
ISBN: 978-1-63278-913-6

EDITED BOOK CHAPTERS



Title: Exploring Women’s Financial Literacy: An Investigation of Socio-Economic and Institutional Parameters in Mumbai, India
Book: Financial Resilience and Environmental Sustainability
Authors: Malik, F. A., Desai, K., & Ismaeil, O.
Editors: Malik, F. A., Mahajan, S., Yadav, D. K., Lone, N. A., & Amin, S.
Publisher: Springer, Singapore
Year: 2025
DOI: https://doi.org/10.1007/978-981-96-4269-4_6

Title: A Structural Equation Modelling Approach to the Linkage of Financial Attitude, Financial Behavior, and Financial Knowledge Towards Digital Financial Literacy
Book: Immersive Technology for the Gig Economy: Transformative Business Practices
Authors: Yadav, M., Kathuria, A., & Malik, F. A.
Publisher: IGI Global Scientific Publishing
Year: 2025
Pages: 221–252

Title: Microfinance and Women’s Entrepreneurship in Uttar Pradesh: A Study on Empowerment
Book: Financial Resilience and Environmental Sustainability
Authors: Singh, G., & Malik, F. A.
Editors: Malik, F. A., Mahajan, S., Yadav, D. K., Lone, N. A., & Amin, S.
Publisher: Springer, Singapore
Year: 2025
DOI: https://doi.org/10.1007/978-981-96-4269-4_10

Title: Revolutionizing Research: The Transformative Role of ChatGPT in Scientific Research
Book: The ChatGPT Revolution
Authors: Mariappan, J., Sahdev, S. L., Krishnan, C., & Malik, F. A.
Editors: Behl, A., Krishnan, C., Malik, P., & Gautam, S.
Publisher: Emerald Publishing Limited, Leeds
Year: 2025
DOI: https://doi.org/10.1108/978-1-83549-852-120251005

Title: Creative Synergy: Unleashing the Potential of Artificial Intelligence and the Metaverse
Book: The Metaverse Dilemma: Challenges and Opportunities for Business and Society
Authors: Mariappan, J., Sahdev, S. L., Krishnan, C., Malik, F. A., & Gupta, A.
Editors: Krishnan, C., Behl, A., Dash, S., & Yadav, P. D.
Publisher: Emerald Publishing Limited, Leeds
Year: 2024
DOI: https://doi.org/10.1108/978-1-83797-524-220241014

Title: Financial Management Degree for Innovation-Driven Business: Its Challenges and Prospects
Book: Fostering Industry–Academia Partnerships for Innovation-Driven Trade
Authors: Rudkouskaya, V., & Malik, F. A.
Editors: Joshi, N., Malik, F. A., Gulati, C., & Dubey, A.
Publisher: IGI Global Scientific Publishing
Year: 2024
DOI: https://doi.org/10.4018/979-8-3693-3096-8.ch015

Title: Financial Inclusion in Emerging Markets: A Synthesis of Theory and Practicality
Book: The Economics of Financial Inclusion
Authors: Sikarwar, T. S., Malik, F. A., & Jain, N.
Publisher: Routledge
Year: 2024
Title: Health Impacts of Flooding and Risk Management: Recommended Policies for Pakistan’s Local Government During Monsoon Rains and Flood 2022
Book: Handbook of Research on Quality and Competitiveness in the Healthcare Services Sector
Authors: Raja, M. S., Şanlı, O., Razzak, A., Janjua, L., & Malik, F. A.
Publisher: IGI Global
Year: 2023
Indexing: Scopus Indexed

Title: Situation and Impact of Solid Waste Mismanagement: Perception of Households in Rajshahi City, Bangladesh
Book: Handbook of Research on Safe Disposal Methods of Municipal Solid Wastes for a Sustainable Environment
Authors: Sharmin, R., Osmani, M. A. G., Malik, F. A., Janjua, L., & Raja, M. S.
Publisher: IGI Global
Year: 2023
Indexing: Scopus Indexed

Title: The Threat of Unplanned Urban and Real Estate Expansion to Environmental Sustainability: Insights from Pakistan
Book: Handbook of Research on Achieving Sustainable Development Goals with Sustainable Marketing
Authors: Razzak, A., Sanli, O., Malik, F. A., Raja, M. S., & Janjua, L. R.
Publisher: IGI Global
Year: 2023
Indexing: Scopus Indexed

Title: Urban Poor and Their Financial Behaviour: A Case Study of Slum-Dwellers in Lucknow (India)
Book: Sustainable Entrepreneurship, Renewable Energy-Based Projects, and Digitalization
Authors: Malik, F. A., Yadav, D. K., Hebatullah, & Omrane, A.
Publisher: Taylor & Francis / CRC Press, Boca Raton
Year: 2021
ISBN: 9780367468378
Indexing: Scopus Indexed

Title: Growth of Tourism Sector and Its Impact on Employment Opportunities in India
Book: Contemporary National Issues and Their Remedies
Authors: Bhat, S. A., Singh, S., & Malik, F. A.
Publisher: Notion Press
Year: 2021
Title: Income and Expenditure Mismatch of the Poorest of the Poor: An Analysis of Financial Requirements of Slum Dwellers
Book: International Conference on Economics and Finance Proceedings
Authors: Malik, F. A., Yadav, D. K., & Jain, R.
Publisher: Springer, Cham
Year: 2018
ISBN: 978-3-319-99555-7
Indexing: Scopus Indexed

Title: Impact of Globalization on Employment: Empirical Evidence from Pakistan
Book: Disruption of Globalization: Opportunities and Challenges
Authors: Malik, F. A., Islami, A., & Yadav, D. K.
Publisher: Bloomsbury Publishing India Pvt. Ltd., New Delhi
Year: 2019
ISBN: 9789388912860

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